ICRMA offers a comprehensive Liability Program to its members, providing $35M of limits per occurrence. This program protects members from third-party losses related to tort liability, automobile liability, public officials' errors and omissions, and employment practices liability.
To cater to each public agency's risk appetite, members can choose their self-insured retention, determining the level of risk they are comfortable with. The chart below illustrates how different layers of loss are funded from the member's retentions.
Members have the option to select either Carl Warren & Company or AdminSure for day-to-day claims management. Additionally, ICRMA employs a dedicated Liability Program Manager to handle claims that may exceed the member's retention, ensuring optimal outcomes for both members and ICRMA.
Report a Liability Claim
ICRMA member claims should be entered in the third-party claim administrator’s system within two working days of receipt of the loss. Within 30 days of the City’s receipt of notice of a claim, the Member is required to report the claim to ICRMA in accordance with the applicable Memorandum of Coverage (MOC). Some members have contractually transferred this responsibility to their selected TPA, but this remains the Member’s responsibility per the MOC. ICRMA’s program manager will be responsible for reporting to ICRMA’s re-insurer(s) or excess insurer(s).
View the MOC for liability claim reporting requirements or contact the Liability Program Manager (contact information located on the Contacts page).
Third Party Performance Standards
The ICRMA Governing Board adopted performance standards for liability TPAs to ensure appropriate claims handling.
Defense Panel
ICRMA’s Governing Board has adopted Litigation Management Policies and Procedures to ensure appropriate claims handling.
*To locate the approved defense panel listing, please login to the member only side of the website.